WildfireRiskFinder

Thompsons, TX

Thompsons, TX's wildfire risk, in USFS's own numbers

High
79thpercentile nationally

Thompsons's 290 buildings earn a 79th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)

Fire likelihood alone (USFS's burn-probability figure) ranks Thompsons at the 82nd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.

Where Thompsons's buildings actually sit

290Total buildings
58.3%Direct exposure
40.7%Indirect exposure
1%Minimal exposure

Direct exposure dominates in Thompsons: 58.3% of its 290 buildings, versus 40.7% Indirect and 1% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.

How Thompsons compares

Thompsons ranks lower within Texas (59th percentile statewide) than its 79th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Thompsons ranks 6,634 for wildfire risk (1 is highest) and 21,927 by building count (1 is largest). Within Texas alone, it ranks 743 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.

Thompsons and the insurance market

Thompsons's 79th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.

What would actually reduce this score

Because Direct exposure dominates in Thompsons (58.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.

More on how this number was built

Every one of the two percentiles behind Thompsons's 6,634-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Thompsons, see the exposure-zones guide.