Thomaston, NY
How exposed is Thomaston to wildfire?
USFS scores Thomaston at the 34th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 738 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Thomaston at the 35th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Thomaston's buildings actually sit
Thomaston rates 74.7% Minimal exposure against just 25.3% Direct and 0% Indirect — of 738 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Thomaston ranks
Within New York, Thomaston ranks higher (72nd percentile) than it does nationally (34th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Thomaston ranks 20,963 for wildfire risk (1 is highest) and 14,242 by building count (1 is largest). Within New York alone, it ranks 361 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Thomaston
Thomaston's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 74.7% of Thomaston outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Thomaston's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Thomaston, see the exposure-zones guide.