Thomasboro, IL
How exposed is Thomasboro to wildfire?
Thomasboro's 679 buildings earn a 0th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Thomasboro at the 0th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Thomasboro's buildings actually sit
Only 1.9% of Thomasboro's 679 buildings carry Direct exposure and 0% carry Indirect; the remaining 98.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Thomasboro ranks
Thomasboro scores 0th nationally and 2nd within Illinois — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Thomasboro ranks 31,455 for wildfire risk (1 is highest) and 14,872 by building count (1 is largest). Within Illinois alone, it ranks 1,415 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Thomasboro's low wildfire rating (0th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Thomasboro's 98.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Thomasboro's 0th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Thomasboro, see the exposure-zones guide.