Thief River Falls, MN
Thief River Falls, MN's wildfire risk, in USFS's own numbers
Thief River Falls's 5,324 buildings earn a 60th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Thief River Falls's burn probability — fire likelihood with no building count factored in — sits at the 61st percentile nationally.
What "at risk" means for the buildings here
85.6% of Thief River Falls's 5,324 buildings sit in USFS's Minimal exposure zone, with only 14.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 5,324 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Thief River Falls ranks
Compare Thief River Falls's two percentiles: 86th within Minnesota, only 60th nationally — a gap of 26 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Thief River Falls ranks 12,510 for wildfire risk (1 is highest) and 3,243 by building count (1 is largest). Within Minnesota alone, it ranks 131 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Thief River Falls
At the 60th percentile nationally, Thief River Falls carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Thief River Falls
Even with 85.6% of Thief River Falls outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Thief River Falls's figures come from
The methodology guide shows exactly how USFS turned 5,324 counted buildings into the percentiles shown above for Thief River Falls. The exposure-zones guide covers what Thief River Falls's dominant minimal exposure actually means, with real examples from across the dataset.