Theresa, WI
Theresa, WI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Theresa lands at the 41st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 732 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Theresa at the 42nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Theresa's building exposure, zone by zone
Only 10% of Theresa's 732 buildings carry Direct exposure and 0% carry Indirect; the remaining 90% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Theresa against the rest of the country
Within Wisconsin, Theresa ranks higher (92nd percentile) than it does nationally (41st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Theresa ranks 18,771 for wildfire risk (1 is highest) and 14,315 by building count (1 is largest). Within Wisconsin alone, it ranks 66 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Theresa
Theresa's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Theresa
Even with 90% of Theresa outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Theresa's figures come from
The methodology guide shows exactly how USFS turned 732 counted buildings into the percentiles shown above for Theresa. The exposure-zones guide covers what Theresa's dominant minimal exposure actually means, with real examples from across the dataset.