Theodosia, MO
Theodosia, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Theodosia lands at the 79th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 361 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Theodosia at the 81st percentile, close to its 79th-percentile risk score.
Theodosia's building exposure, zone by zone
361 buildings are counted in Theodosia, and 58.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0.3% rated Minimal.
Theodosia against the rest of the country
Within Missouri, Theodosia ranks higher (95th percentile) than it does nationally (79th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Theodosia ranks 6,743 for wildfire risk (1 is highest) and 20,040 by building count (1 is largest). Within Missouri alone, it ranks 51 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Theodosia
At the 79th percentile nationally, Theodosia carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Theodosia's 58.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Theodosia's figures come from
Every one of the two percentiles behind Theodosia's 6,743-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Theodosia's dominant direct exposure actually means, with real examples from across the dataset.