Thendara, NY
How exposed is Thendara to wildfire?
Thendara's 234 buildings earn a 6th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Thendara's burn probability — fire likelihood with no building count factored in — sits at the 6th percentile nationally.
Where Thendara's buildings actually sit
Of Thendara's 234 counted buildings, 85.5% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Thendara ranks
Thendara's risk sits at a similar level relative to New York (9th percentile statewide) as it does nationally (6th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Thendara ranks 29,701 for wildfire risk (1 is highest) and 23,676 by building count (1 is largest). Within New York alone, it ranks 1,177 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Thendara's low wildfire rating (6th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Thendara (85.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Thendara's figures come from
Every one of the two percentiles behind Thendara's 29,701-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Thendara's dominant direct exposure actually means, with real examples from across the dataset.