Theba, AZ
How exposed is Theba to wildfire?
USFS's Wildfire Risk to Communities model puts Theba at the 37th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 51 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Theba's burn probability — fire likelihood with no building count factored in — sits at the 40th percentile nationally.
Where Theba's buildings actually sit
51 buildings are counted in Theba, and 54.9% of them are Indirect exposure — ember-driven risk rather than the 45.1% in Direct exposure or the 0% rated Minimal.
How Theba compares
Theba's 37th national percentile looks worse in isolation than its 10th ranking inside Arizona does — this place is on the milder end for its own state, by 27 points. Among the 31,521 US communities USFS scores, Theba ranks 19,906 for wildfire risk (1 is highest) and 30,893 by building count (1 is largest). Within Arizona alone, it ranks 397 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Theba and the insurance market
At the 37th national percentile, Theba rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Theba
With ember exposure the dominant pattern in Theba (54.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Theba's figures come from
Theba's 37th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Theba's dominant indirect exposure actually means, with real examples from across the dataset.