The Silos, MT
How exposed is The Silos to wildfire?
Out of every US place USFS scores, The Silos lands at the 79th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 578 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, The Silos's burn probability — fire likelihood with no building count factored in — sits at the 74th percentile nationally.
Where The Silos's buildings actually sit
578 buildings are counted in The Silos, and 97.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where The Silos ranks
Inside Montana, The Silos sits at just the 50th percentile even though it scores 79th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, The Silos ranks 6,744 for wildfire risk (1 is highest) and 16,132 by building count (1 is largest). Within Montana alone, it ranks 237 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
What this risk score means for insurance
The Silos's high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in The Silos
The Silos's 97.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The Silos's 79th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond The Silos, see the exposure-zones guide.