The Pinery, CO
The Pinery, CO's wildfire risk, in USFS's own numbers
The Pinery sits at the 89th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 4,234 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, The Pinery's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
The Pinery's building exposure, zone by zone
Indirect exposure is dominant in The Pinery (50.2% of 4,234 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 49.8% sit in the Direct zone.
Where The Pinery ranks
The Pinery ranks lower within Colorado (72nd percentile statewide) than its 89th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, The Pinery ranks 3,615 for wildfire risk (1 is highest) and 4,030 by building count (1 is largest). Within Colorado alone, it ranks 135 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
The Pinery and the insurance market
The Pinery's 89th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in The Pinery
The Pinery's 50.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind The Pinery's 3,615-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond The Pinery, see the exposure-zones guide.