The Homesteads, TX
The Homesteads, TX's wildfire risk, in USFS's own numbers
The Homesteads's 2,240 buildings earn a 73rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, The Homesteads's burn probability — fire likelihood with no building count factored in — sits at the 72nd percentile nationally.
What "at risk" means for the buildings here
2,240 buildings are counted in The Homesteads, and 98.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0.2% rated Minimal.
Where The Homesteads ranks
Inside Texas, The Homesteads sits at just the 41st percentile even though it scores 73rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, The Homesteads ranks 8,397 for wildfire risk (1 is highest) and 6,838 by building count (1 is largest). Within Texas alone, it ranks 1,064 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in The Homesteads
At the 73rd percentile nationally, The Homesteads carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 98.3% of The Homesteads in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where The Homesteads's figures come from
The methodology guide shows exactly how USFS turned 2,240 counted buildings into the percentiles shown above for The Homesteads. The exposure-zones guide covers what The Homesteads's dominant direct exposure actually means, with real examples from across the dataset.