The College of New Jersey, NJ
The College of New Jersey wildfire risk explained
USFS scores The College of New Jersey at the 27th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 130 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, The College of New Jersey's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
Where The College of New Jersey's buildings actually sit
USFS classifies 85.4% of The College of New Jersey's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 14.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
The College of New Jersey against the rest of the country
There's little gap between The College of New Jersey's 27th national percentile and its 20th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, The College of New Jersey ranks 23,136 for wildfire risk (1 is highest) and 27,725 by building count (1 is largest). Within New Jersey alone, it ranks 564 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
The College of New Jersey and the insurance market
The College of New Jersey's moderate rating (27th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 85.4% of buildings rated Minimal exposure, The College of New Jersey gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where The College of New Jersey's figures come from
The College of New Jersey's 27th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what The College of New Jersey's dominant minimal exposure actually means, with real examples from across the dataset.