Thayne, WY
Thayne wildfire risk explained
Thayne sits at the 84th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 423 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Thayne's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
Where Thayne's buildings actually sit
59.8% of Thayne's 423 buildings sit in USFS's Direct exposure zone, roughly 253 structures close enough to burnable vegetation for flame contact, not just embers — 40.2% fall in the Indirect, ember-only zone and 0% are Minimal.
How Thayne compares
Thayne's 84th national percentile looks worse in isolation than its 67th ranking inside Wyoming does — this place is on the milder end for its own state, by 17 points. Among the 31,521 US communities USFS scores, Thayne ranks 5,091 for wildfire risk (1 is highest) and 18,786 by building count (1 is largest). Within Wyoming alone, it ranks 65 of 192 places by risk. See the full county-by-county picture for Wyoming on its state page.
Shopping for coverage in Thayne
Thayne's 84th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Thayne's 59.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 423 counted buildings into the percentiles shown above for Thayne. For more on what direct exposure implies beyond Thayne, see the exposure-zones guide.