Thayer, NE
How exposed is Thayer to wildfire?
USFS's Wildfire Risk to Communities model puts Thayer at the 15th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 77 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Thayer at the 12th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Thayer's buildings actually sit
Thayer rates 58.4% Minimal exposure against just 41.6% Direct and 0% Indirect — of 77 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Thayer against the rest of the country
Thayer's risk sits at a similar level relative to Nebraska (7th percentile statewide) as it does nationally (15th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Thayer ranks 26,728 for wildfire risk (1 is highest) and 30,020 by building count (1 is largest). Within Nebraska alone, it ranks 543 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Thayer
Thayer's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Thayer
Thayer's 58.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Thayer's figures come from
The methodology guide shows exactly how USFS turned 77 counted buildings into the percentiles shown above for Thayer. The exposure-zones guide covers what Thayer's dominant minimal exposure actually means, with real examples from across the dataset.