Thaxton, MS
Thaxton, MS's wildfire risk, in USFS's own numbers
Thaxton sits at the 75th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 520 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Thaxton at the 77th percentile, close to its 75th-percentile risk score.
Thaxton's building exposure, zone by zone
98.1% of Thaxton's 520 buildings sit in USFS's Direct exposure zone, roughly 510 structures close enough to burnable vegetation for flame contact, not just embers — 1.5% fall in the Indirect, ember-only zone and 0.4% are Minimal.
Thaxton against the rest of the country
There's little gap between Thaxton's 75th national percentile and its 71st percentile inside Mississippi, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Thaxton ranks 7,975 for wildfire risk (1 is highest) and 17,022 by building count (1 is largest). Within Mississippi alone, it ranks 123 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
At the 75th percentile nationally, Thaxton carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Thaxton
Thaxton's 98.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Thaxton's 75th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Thaxton, see the exposure-zones guide.