Texola, OK
Texola, OK's wildfire risk, in USFS's own numbers
USFS scores Texola at the 95th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 82 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Texola at the 96th percentile, close to its 95th-percentile risk score.
What "at risk" means for the buildings here
73.2% of Texola's 82 buildings sit in USFS's Direct exposure zone, roughly 60 structures close enough to burnable vegetation for flame contact, not just embers — 26.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Texola ranks
There's little gap between Texola's 95th national percentile and its 82nd percentile inside Oklahoma, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Texola ranks 1,454 for wildfire risk (1 is highest) and 29,816 by building count (1 is largest). Within Oklahoma alone, it ranks 156 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Texola and the insurance market
At the 95th percentile nationally, Texola carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Texola
Because Direct exposure dominates in Texola (73.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 82 counted buildings into the percentiles shown above for Texola. For more on what direct exposure implies beyond Texola, see the exposure-zones guide.