Texline, TX
Texline wildfire risk explained
USFS's Wildfire Risk to Communities model puts Texline at the 95th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 451 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Texline at the 95th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Texline (71.8% of 451 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 28.2% sit in the Direct zone.
Texline against the rest of the country
Texline scores 95th nationally and 95th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Texline ranks 1,528 for wildfire risk (1 is highest) and 18,266 by building count (1 is largest). Within Texas alone, it ranks 85 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Texline
Texline's very high rating (95th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Texline's 71.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Texline's 1,528-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Texline, see the exposure-zones guide.