Texhoma, OK
Texhoma, OK's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Texhoma at the 96th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 727 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Texhoma at the 97th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Texhoma's building exposure, zone by zone
Most of Texhoma's buildings (81.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Texhoma compares
Texhoma scores 96th nationally and 89th within Oklahoma — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Texhoma ranks 1,141 for wildfire risk (1 is highest) and 14,373 by building count (1 is largest). Within Oklahoma alone, it ranks 98 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Texhoma
Texhoma's 96th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 81.6% of Texhoma's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Texhoma's figures come from
Every one of the two percentiles behind Texhoma's 1,141-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Texhoma's dominant indirect exposure actually means, with real examples from across the dataset.