Texarkana, AR
Texarkana, AR's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Texarkana at the 68th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 14,584 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Texarkana's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
Where Texarkana's buildings actually sit
58.7% of Texarkana's 14,584 buildings sit in USFS's Minimal exposure zone, with only 25.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 14,584 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Texarkana ranks
Texarkana's 68th national percentile looks worse in isolation than its 52nd ranking inside Arkansas does — this place is on the milder end for its own state, by 15 points. Among the 31,521 US communities USFS scores, Texarkana ranks 10,167 for wildfire risk (1 is highest) and 1,025 by building count (1 is largest). Within Arkansas alone, it ranks 293 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Texarkana's 68th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Texarkana's 58.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Texarkana's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Texarkana, see the exposure-zones guide.