Terrytown, NE
How exposed is Terrytown to wildfire?
Out of every US place USFS scores, Terrytown lands at the 65th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 482 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Terrytown at the 65th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 98.6% of Terrytown's 482 buildings in the Indirect exposure zone, versus 1.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Terrytown ranks
There's little gap between Terrytown's 65th national percentile and its 59th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Terrytown ranks 10,907 for wildfire risk (1 is highest) and 17,670 by building count (1 is largest). Within Nebraska alone, it ranks 240 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Terrytown and the insurance market
Terrytown's 65th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in Terrytown (98.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 482 counted buildings into the percentiles shown above for Terrytown. For more on what indirect exposure implies beyond Terrytown, see the exposure-zones guide.