Terrace Park, OH
How exposed is Terrace Park to wildfire?
Out of every US place USFS scores, Terrace Park lands at the 22nd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,121 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Terrace Park at the 23rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Terrace Park's building exposure, zone by zone
USFS classifies 98.1% of Terrace Park's buildings as Direct exposure, higher than its 1.9% Indirect share and far above its 0% Minimal share — a profile where 1,100 structures sit close enough to vegetation that lot clearing matters most.
Where Terrace Park ranks
Compare Terrace Park's two percentiles: 53rd within Ohio, only 22nd nationally — a gap of 31 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Terrace Park ranks 24,747 for wildfire risk (1 is highest) and 11,148 by building count (1 is largest). Within Ohio alone, it ranks 602 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Terrace Park and the insurance market
Terrace Park's moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Terrace Park
Terrace Park's 98.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Terrace Park's figures come from
Terrace Park's 22nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Terrace Park's dominant direct exposure actually means, with real examples from across the dataset.