Terrace Heights, WA
Terrace Heights wildfire risk explained
Terrace Heights's 4,241 buildings earn a 93rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Terrace Heights's burn probability — fire likelihood with no building count factored in — sits at the 94th percentile nationally.
Where Terrace Heights's buildings actually sit
Indirect exposure is dominant in Terrace Heights (58.4% of 4,241 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 30.5% sit in the Direct zone.
Terrace Heights against the rest of the country
There's little gap between Terrace Heights's 93rd national percentile and its 84th percentile inside Washington, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Terrace Heights ranks 2,127 for wildfire risk (1 is highest) and 4,026 by building count (1 is largest). Within Washington alone, it ranks 99 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Terrace Heights and the insurance market
Terrace Heights's very high rating (93rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Terrace Heights
Because 58.4% of Terrace Heights's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,241 counted buildings into the percentiles shown above for Terrace Heights. For more on what indirect exposure implies beyond Terrace Heights, see the exposure-zones guide.