Tennyson, IN
Tennyson, IN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Tennyson at the 23rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 196 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tennyson at the 24th percentile, close to its 23rd-percentile risk score.
Tennyson's building exposure, zone by zone
Direct exposure dominates in Tennyson: 57.7% of its 196 buildings, versus 42.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Tennyson against the rest of the country
Within Indiana, Tennyson ranks higher (88th percentile) than it does nationally (23rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Tennyson ranks 24,419 for wildfire risk (1 is highest) and 24,993 by building count (1 is largest). Within Indiana alone, it ranks 120 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Tennyson and the insurance market
Tennyson's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Tennyson (57.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Tennyson's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Tennyson, see the exposure-zones guide.