Tennessee Ridge, TN
How exposed is Tennessee Ridge to wildfire?
Out of every US place USFS scores, Tennessee Ridge lands at the 50th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 940 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tennessee Ridge at the 53rd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Tennessee Ridge's building exposure, zone by zone
Direct exposure dominates in Tennessee Ridge: 97.3% of its 940 buildings, versus 2.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Tennessee Ridge against the rest of the country
Tennessee Ridge scores 50th nationally and 43rd within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Tennessee Ridge ranks 15,680 for wildfire risk (1 is highest) and 12,396 by building count (1 is largest). Within Tennessee alone, it ranks 285 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Tennessee Ridge
Tennessee Ridge's elevated rating (50th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Tennessee Ridge (97.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Tennessee Ridge's figures come from
The methodology guide shows exactly how USFS turned 940 counted buildings into the percentiles shown above for Tennessee Ridge. The exposure-zones guide covers what Tennessee Ridge's dominant direct exposure actually means, with real examples from across the dataset.