Tenaha, TX
How exposed is Tenaha to wildfire?
Out of every US place USFS scores, Tenaha lands at the 67th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 619 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tenaha at the 68th percentile, close to its 67th-percentile risk score.
Where Tenaha's buildings actually sit
Of Tenaha's 619 counted buildings, 54.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Tenaha compares
Tenaha's 67th national percentile looks worse in isolation than its 25th ranking inside Texas does — this place is on the milder end for its own state, by 43 points. Among the 31,521 US communities USFS scores, Tenaha ranks 10,354 for wildfire risk (1 is highest) and 15,581 by building count (1 is largest). Within Texas alone, it ranks 1,354 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 67th percentile nationally, Tenaha carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Tenaha's 54.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Tenaha's 10,354-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Tenaha, see the exposure-zones guide.