Ten Broeck, KY
How exposed is Ten Broeck to wildfire?
Ten Broeck's 62 buildings earn a 10th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ten Broeck at the 11th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Ten Broeck's building exposure, zone by zone
62 buildings are counted in Ten Broeck, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Ten Broeck ranks
There's little gap between Ten Broeck's 10th national percentile and its 7th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Ten Broeck ranks 28,337 for wildfire risk (1 is highest) and 30,575 by building count (1 is largest). Within Kentucky alone, it ranks 512 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Ten Broeck and the insurance market
Ten Broeck's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Ten Broeck's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Ten Broeck's figures come from
Ten Broeck's 10th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Ten Broeck's dominant direct exposure actually means, with real examples from across the dataset.