Templeville, MD
Templeville wildfire risk explained
USFS scores Templeville at the 43rd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 52 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Templeville at the 44th percentile, close to its 43rd-percentile risk score.
What "at risk" means for the buildings here
52 buildings are counted in Templeville, and 67.3% of them are Indirect exposure — ember-driven risk rather than the 32.7% in Direct exposure or the 0% rated Minimal.
Where Templeville ranks
Compare Templeville's two percentiles: 62nd within Maryland, only 43rd nationally — a gap of 19 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Templeville ranks 17,962 for wildfire risk (1 is highest) and 30,876 by building count (1 is largest). Within Maryland alone, it ranks 203 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Templeville and the insurance market
At the 43rd national percentile, Templeville rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Templeville's 67.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 52 counted buildings into the percentiles shown above for Templeville. For more on what indirect exposure implies beyond Templeville, see the exposure-zones guide.