Templeton, PA
Templeton wildfire risk explained
USFS's Wildfire Risk to Communities model puts Templeton at the 42nd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 217 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Templeton at the 42nd percentile, close to its 42nd-percentile risk score.
What "at risk" means for the buildings here
USFS puts 83.9% of Templeton's 217 buildings in the Indirect exposure zone, versus 16.1% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Templeton ranks
Compare Templeton's two percentiles: 67th within Pennsylvania, only 42nd nationally — a gap of 25 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Templeton ranks 18,294 for wildfire risk (1 is highest) and 24,250 by building count (1 is largest). Within Pennsylvania alone, it ranks 663 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Templeton and the insurance market
At the 42nd national percentile, Templeton rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Templeton
Templeton's 83.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Templeton's figures come from
Every one of the two percentiles behind Templeton's 18,294-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Templeton's dominant indirect exposure actually means, with real examples from across the dataset.