Templeton, IA
How exposed is Templeton to wildfire?
Out of every US place USFS scores, Templeton lands at the 8th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 283 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Templeton's burn probability — fire likelihood with no building count factored in — sits at the 8th percentile nationally.
Where Templeton's buildings actually sit
93.6% of Templeton's 283 buildings sit in USFS's Minimal exposure zone, with only 6.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Templeton against the rest of the country
Templeton scores 8th nationally and 17th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Templeton ranks 28,871 for wildfire risk (1 is highest) and 22,087 by building count (1 is largest). Within Iowa alone, it ranks 845 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Templeton
Templeton's low wildfire rating (8th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Templeton
Even with 93.6% of Templeton outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Templeton's figures come from
Templeton's 8th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Templeton's dominant minimal exposure actually means, with real examples from across the dataset.