Templeton, CA
Templeton wildfire risk explained
Templeton sits at the 87th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 4,201 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Templeton at the 88th percentile, close to its 87th-percentile risk score.
Templeton's building exposure, zone by zone
Most of Templeton's buildings (59.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Templeton ranks
Templeton ranks lower within California (54th percentile statewide) than its 87th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Templeton ranks 4,245 for wildfire risk (1 is highest) and 4,058 by building count (1 is largest). Within California alone, it ranks 731 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Templeton
Templeton sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 87th-percentile score like Templeton's can end up mattering for. More on the disclosure law.
What would actually reduce this score
Templeton's 59.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Templeton's 4,245-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Templeton, see the exposure-zones guide.