Temperanceville, VA
Temperanceville wildfire risk explained
Out of every US place USFS scores, Temperanceville lands at the 58th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 335 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Temperanceville's burn probability — fire likelihood with no building count factored in — sits at the 58th percentile nationally.
What "at risk" means for the buildings here
Of Temperanceville's 335 counted buildings, 61.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Temperanceville compares
Temperanceville scores 58th nationally and 65th within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Temperanceville ranks 13,160 for wildfire risk (1 is highest) and 20,714 by building count (1 is largest). Within Virginia alone, it ranks 241 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
Temperanceville's elevated wildfire rating (58th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Temperanceville's 61.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Temperanceville's figures come from
The methodology guide shows exactly how USFS turned 335 counted buildings into the percentiles shown above for Temperanceville. The exposure-zones guide covers what Temperanceville's dominant direct exposure actually means, with real examples from across the dataset.