Temperance, MI
Temperance, MI's wildfire risk, in USFS's own numbers
Temperance sits at the 13th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 3,798 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Temperance at the 14th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 54.3% of Temperance's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 25.5% Direct and 20.3% Indirect — a landscape-level risk rather than a building-by-building one.
Where Temperance ranks
Temperance's 43rd-percentile standing inside Michigan outpaces its 13th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Temperance ranks 27,581 for wildfire risk (1 is highest) and 4,425 by building count (1 is largest). Within Michigan alone, it ranks 427 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Temperance
Temperance's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Temperance
Even with 54.3% of Temperance outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Temperance's 27,581-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Temperance, see the exposure-zones guide.