Tellico Village, TN
How exposed is Tellico Village to wildfire?
Tellico Village sits at the 72nd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 4,243 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tellico Village's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
Tellico Village's building exposure, zone by zone
Of Tellico Village's 4,243 counted buildings, 48.5% carry Direct exposure and only 9.8% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Tellico Village compares
There's little gap between Tellico Village's 72nd national percentile and its 70th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Tellico Village ranks 8,895 for wildfire risk (1 is highest) and 4,024 by building count (1 is largest). Within Tennessee alone, it ranks 152 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Tellico Village and the insurance market
At the 72nd percentile nationally, Tellico Village carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Tellico Village's 48.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Tellico Village's 8,895-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Tellico Village, see the exposure-zones guide.