Teegarden, IN
How exposed is Teegarden to wildfire?
Out of every US place USFS scores, Teegarden lands at the 2nd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 79 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Teegarden at the 2nd percentile, close to its 2nd-percentile risk score.
Where Teegarden's buildings actually sit
Most of Teegarden's buildings (76% of 79) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Teegarden ranks
Teegarden scores 2nd nationally and 15th within Indiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Teegarden ranks 30,858 for wildfire risk (1 is highest) and 29,913 by building count (1 is largest). Within Indiana alone, it ranks 825 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Teegarden's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Teegarden
With 76% of buildings rated Minimal exposure, Teegarden gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Teegarden's figures come from
Every one of the two percentiles behind Teegarden's 30,858-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Teegarden's dominant minimal exposure actually means, with real examples from across the dataset.