Tecopa, CA
Tecopa, CA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Tecopa lands at the 24th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 265 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tecopa at the 32nd percentile, close to its 24th-percentile risk score.
Tecopa's building exposure, zone by zone
Tecopa rates 45.7% Minimal exposure against just 18.1% Direct and 36.2% Indirect — of 265 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Tecopa compares
Tecopa's 24th national percentile looks worse in isolation than its 2nd ranking inside California does — this place is on the milder end for its own state, by 22 points. Among the 31,521 US communities USFS scores, Tecopa ranks 23,815 for wildfire risk (1 is highest) and 22,660 by building count (1 is largest). Within California alone, it ranks 1,536 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Because Tecopa is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
Even with 45.7% of Tecopa outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Tecopa's 23,815-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Tecopa, see the exposure-zones guide.