Tecolotito, NM
Tecolotito wildfire risk explained
Tecolotito sits at the 84th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 180 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tecolotito at the 80th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Tecolotito: 95% of its 180 buildings, versus 5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Tecolotito ranks
Inside New Mexico, Tecolotito sits at just the 59th percentile even though it scores 84th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Tecolotito ranks 5,142 for wildfire risk (1 is highest) and 25,639 by building count (1 is largest). Within New Mexico alone, it ranks 203 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Tecolotito's very high rating (84th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Tecolotito
Tecolotito's 95% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 180 counted buildings into the percentiles shown above for Tecolotito. For more on what direct exposure implies beyond Tecolotito, see the exposure-zones guide.