Tebbetts, MO
Tebbetts wildfire risk explained
Tebbetts's 101 buildings earn a 56th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tebbetts's burn probability — fire likelihood with no building count factored in — sits at the 59th percentile nationally.
Where Tebbetts's buildings actually sit
Of Tebbetts's 101 counted buildings, 73.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Tebbetts against the rest of the country
Tebbetts scores 56th nationally and 44th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Tebbetts ranks 13,964 for wildfire risk (1 is highest) and 29,000 by building count (1 is largest). Within Missouri alone, it ranks 599 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Tebbetts and the insurance market
Tebbetts's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Tebbetts's 73.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 101 counted buildings into the percentiles shown above for Tebbetts. For more on what direct exposure implies beyond Tebbetts, see the exposure-zones guide.