Teachey, NC
How exposed is Teachey to wildfire?
USFS scores Teachey at the 68th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 250 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Teachey at the 66th percentile, close to its 68th-percentile risk score.
Teachey's building exposure, zone by zone
Of Teachey's 250 counted buildings, 85.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Teachey against the rest of the country
Teachey's risk sits at a similar level relative to North Carolina (68th percentile statewide) as it does nationally (68th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Teachey ranks 9,965 for wildfire risk (1 is highest) and 23,151 by building count (1 is largest). Within North Carolina alone, it ranks 247 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Teachey and the insurance market
At the 68th percentile nationally, Teachey carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Teachey (85.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Teachey's figures come from
The methodology guide shows exactly how USFS turned 250 counted buildings into the percentiles shown above for Teachey. The exposure-zones guide covers what Teachey's dominant direct exposure actually means, with real examples from across the dataset.