Tazewell, TN
How exposed is Tazewell to wildfire?
Tazewell sits at the 86th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,413 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tazewell at the 90th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Tazewell's buildings actually sit
USFS puts 52.2% of Tazewell's 1,413 buildings in the Indirect exposure zone, versus 47.8% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Tazewell ranks
There's little gap between Tazewell's 86th national percentile and its 97th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Tazewell ranks 4,484 for wildfire risk (1 is highest) and 9,575 by building count (1 is largest). Within Tennessee alone, it ranks 18 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Tazewell's very high rating (86th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Tazewell (52.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,413 counted buildings into the percentiles shown above for Tazewell. For more on what indirect exposure implies beyond Tazewell, see the exposure-zones guide.