Taylortown, NC
How exposed is Taylortown to wildfire?
USFS's Wildfire Risk to Communities model puts Taylortown at the 77th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 433 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Taylortown at the 78th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Taylortown: 80.4% of its 433 buildings, versus 9.7% Indirect and 9.9% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Taylortown against the rest of the country
There's little gap between Taylortown's 77th national percentile and its 79th percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Taylortown ranks 7,317 for wildfire risk (1 is highest) and 18,591 by building count (1 is largest). Within North Carolina alone, it ranks 163 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Taylortown's 77th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 80.4% of Taylortown in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Taylortown's figures come from
Every one of the two percentiles behind Taylortown's 7,317-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Taylortown's dominant direct exposure actually means, with real examples from across the dataset.