Taylorsville, MS
How exposed is Taylorsville to wildfire?
USFS scores Taylorsville at the 72nd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 903 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Taylorsville's burn probability — fire likelihood with no building count factored in — sits at the 75th percentile nationally.
What "at risk" means for the buildings here
66.8% of Taylorsville's 903 buildings sit in USFS's Direct exposure zone, roughly 603 structures close enough to burnable vegetation for flame contact, not just embers — 33.2% fall in the Indirect, ember-only zone and 0% are Minimal.
How Taylorsville compares
There's little gap between Taylorsville's 72nd national percentile and its 64th percentile inside Mississippi, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Taylorsville ranks 8,858 for wildfire risk (1 is highest) and 12,697 by building count (1 is largest). Within Mississippi alone, it ranks 150 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
Taylorsville and the insurance market
Taylorsville's 72nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Taylorsville's 66.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Taylorsville's figures come from
The methodology guide shows exactly how USFS turned 903 counted buildings into the percentiles shown above for Taylorsville. The exposure-zones guide covers what Taylorsville's dominant direct exposure actually means, with real examples from across the dataset.