Taylors Island, MD
Taylors Island wildfire risk explained
Out of every US place USFS scores, Taylors Island lands at the 90th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 212 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Taylors Island at the 88th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Taylors Island's building exposure, zone by zone
USFS classifies 85.9% of Taylors Island's buildings as Direct exposure, higher than its 8.5% Indirect share and far above its 5.7% Minimal share — a profile where 182 structures sit close enough to vegetation that lot clearing matters most.
Taylors Island against the rest of the country
There's little gap between Taylors Island's 90th national percentile and its 97th percentile inside Maryland, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Taylors Island ranks 3,280 for wildfire risk (1 is highest) and 24,400 by building count (1 is largest). Within Maryland alone, it ranks 16 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Shopping for coverage in Taylors Island
Taylors Island's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Taylors Island
With 85.9% of Taylors Island in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Taylors Island's figures come from
Every one of the two percentiles behind Taylors Island's 3,280-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Taylors Island's dominant direct exposure actually means, with real examples from across the dataset.