Taylors Falls, MN
How exposed is Taylors Falls to wildfire?
Taylors Falls's 579 buildings earn a 41st-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Taylors Falls at the 41st percentile, close to its 41st-percentile risk score.
Taylors Falls's building exposure, zone by zone
USFS classifies 67.4% of Taylors Falls's buildings as Direct exposure, higher than its 32.6% Indirect share and far above its 0% Minimal share — a profile where 390 structures sit close enough to vegetation that lot clearing matters most.
Taylors Falls against the rest of the country
Taylors Falls's risk sits at a similar level relative to Minnesota (56th percentile statewide) as it does nationally (41st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Taylors Falls ranks 18,685 for wildfire risk (1 is highest) and 16,116 by building count (1 is largest). Within Minnesota alone, it ranks 409 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Taylors Falls and the insurance market
Taylors Falls's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Taylors Falls (67.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Taylors Falls's figures come from
Taylors Falls's 41st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Taylors Falls's dominant direct exposure actually means, with real examples from across the dataset.