Taylor, WY
How exposed is Taylor to wildfire?
USFS scores Taylor at the 78th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 77 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Taylor's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
What "at risk" means for the buildings here
Of Taylor's 77 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Taylor ranks
Taylor's 78th national percentile looks worse in isolation than its 46th ranking inside Wyoming does — this place is on the milder end for its own state, by 32 points. Among the 31,521 US communities USFS scores, Taylor ranks 6,919 for wildfire risk (1 is highest) and 30,034 by building count (1 is largest). Within Wyoming alone, it ranks 105 of 192 places by risk. See the full county-by-county picture for Wyoming on its state page.
Taylor and the insurance market
Taylor's high rating (78th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Taylor's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Taylor's figures come from
The methodology guide shows exactly how USFS turned 77 counted buildings into the percentiles shown above for Taylor. The exposure-zones guide covers what Taylor's dominant direct exposure actually means, with real examples from across the dataset.