Taylor, TX
Taylor wildfire risk explained
USFS's Wildfire Risk to Communities model puts Taylor at the 53rd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 7,676 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Taylor at the 52nd percentile, close to its 53rd-percentile risk score.
Where Taylor's buildings actually sit
Taylor rates 61.8% Minimal exposure against just 25.5% Direct and 12.6% Indirect — of 7,676 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 7,676 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Taylor compares
Taylor ranks lower within Texas (8th percentile statewide) than its 53rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Taylor ranks 14,767 for wildfire risk (1 is highest) and 2,223 by building count (1 is largest). Within Texas alone, it ranks 1,643 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Taylor's elevated rating (53rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Taylor
With 61.8% of buildings rated Minimal exposure, Taylor gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Taylor's figures come from
The methodology guide shows exactly how USFS turned 7,676 counted buildings into the percentiles shown above for Taylor. The exposure-zones guide covers what Taylor's dominant minimal exposure actually means, with real examples from across the dataset.