Taylor Springs, IL
Taylor Springs wildfire risk explained
Taylor Springs sits at the 22nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 479 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Taylor Springs at the 23rd percentile, close to its 22nd-percentile risk score.
Where Taylor Springs's buildings actually sit
USFS classifies 72% of Taylor Springs's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 28% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Taylor Springs compares
Compare Taylor Springs's two percentiles: 66th within Illinois, only 22nd nationally — a gap of 44 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Taylor Springs ranks 24,608 for wildfire risk (1 is highest) and 17,722 by building count (1 is largest). Within Illinois alone, it ranks 498 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Taylor Springs's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 72% of buildings rated Minimal exposure, Taylor Springs gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Taylor Springs's figures come from
Taylor Springs's 22nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Taylor Springs's dominant minimal exposure actually means, with real examples from across the dataset.