Taylor, PA
How exposed is Taylor to wildfire?
Taylor sits at the 51st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 3,012 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Taylor's burn probability — fire likelihood with no building count factored in — sits at the 50th percentile nationally.
Taylor's building exposure, zone by zone
Taylor rates 56.2% Minimal exposure against just 7.9% Direct and 35.9% Indirect — of 3,012 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Taylor ranks
Compare Taylor's two percentiles: 83rd within Pennsylvania, only 51st nationally — a gap of 32 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Taylor ranks 15,518 for wildfire risk (1 is highest) and 5,419 by building count (1 is largest). Within Pennsylvania alone, it ranks 335 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Taylor
Taylor's elevated wildfire rating (51st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 56.2% of Taylor outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,012 counted buildings into the percentiles shown above for Taylor. For more on what minimal exposure implies beyond Taylor, see the exposure-zones guide.