Taylor, MS
Taylor wildfire risk explained
Out of every US place USFS scores, Taylor lands at the 78th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 331 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Taylor at the 81st percentile, close to its 78th-percentile risk score.
Where Taylor's buildings actually sit
86.7% of Taylor's 331 buildings sit in USFS's Direct exposure zone, roughly 287 structures close enough to burnable vegetation for flame contact, not just embers — 13.3% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Taylor ranks
Taylor scores 78th nationally and 76th within Mississippi — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Taylor ranks 7,088 for wildfire risk (1 is highest) and 20,797 by building count (1 is largest). Within Mississippi alone, it ranks 101 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
At the 78th percentile nationally, Taylor carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Taylor
Taylor's 86.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Taylor's 7,088-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Taylor, see the exposure-zones guide.