Taylor Mill, KY
Taylor Mill, KY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Taylor Mill at the 15th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 2,685 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Taylor Mill's burn probability — fire likelihood with no building count factored in — sits at the 16th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Taylor Mill: 67.7% of its 2,685 buildings, versus 24.4% Indirect and 8% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Taylor Mill against the rest of the country
There's little gap between Taylor Mill's 15th national percentile and its 24th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Taylor Mill ranks 26,819 for wildfire risk (1 is highest) and 5,952 by building count (1 is largest). Within Kentucky alone, it ranks 421 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
At the 15th national percentile, Taylor Mill rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Taylor Mill (67.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Taylor Mill's figures come from
Every one of the two percentiles behind Taylor Mill's 26,819-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Taylor Mill's dominant direct exposure actually means, with real examples from across the dataset.