Taylor, MI
How exposed is Taylor to wildfire?
USFS's Wildfire Risk to Communities model puts Taylor at the 14th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 30,865 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Taylor at the 17th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 95.3% of Taylor's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 4.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 30,865 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Taylor against the rest of the country
Taylor's 50th-percentile standing inside Michigan outpaces its 14th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Taylor ranks 26,983 for wildfire risk (1 is highest) and 368 by building count (1 is largest). Within Michigan alone, it ranks 375 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
At the 14th national percentile, Taylor rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Taylor
Taylor's 95.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Taylor's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Taylor, see the exposure-zones guide.